Terms of Service

By accessing or using any services provided by Okpah Limited ("Company," "we," "us," or "our"), you ("User" or "you") agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our services.

These Terms constitute a legally binding agreement between you and Okpah Limited, a company incorporated in Ghana with its principal place of business at 11 Gyedu Street Race Course, Lapaz, Accra, Ghana.

Okpah Limited provides various technology services and software solutions, including but not limited to:

We reserve the right to modify, suspend, or discontinue any part of our services at any time with reasonable notice to users. Service availability may vary based on your location and subscription plan.

Account Creation

To access certain services, you must create an account by providing accurate, complete, and current information. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

Age Requirements

You must be at least 18 years old to create an account or use our services. If you are under 18, you may only use our services with the consent and supervision of a parent or legal guardian.

Account Security

• • Use strong, unique passwords for your account
• • Do not share your login credentials with others
• • Notify us immediately of any unauthorized access
• • Enable two-factor authentication when available
• • Keep your contact information up to date

As a user of our services, you agree to:

You are solely responsible for any content, data, or information you upload, post, or transmit through our services. This includes ensuring you have the necessary rights and permissions for any third-party content.

You may not use our services for any illegal, harmful, or inappropriate activities, including:

We reserve the right to investigate and take appropriate action against users who violate these prohibitions, including account termination and legal action where necessary.

Our Rights

All rights, title, and interest in and to our services, including all software, technology, content, trademarks, and other intellectual property, are and will remain the exclusive property of Okpah Limited and its licensors.

Your Rights

Subject to these Terms, we grant you a limited, non-exclusive, non-transferable license to access and use our services for your business or personal purposes. This license does not include any rights to:

• • Modify, copy, or create derivative works
• • Reverse engineer or decompile our software
• • Remove or alter any proprietary notices
• • Use our trademarks without permission

User Content

You retain ownership of any content, data, or information you provide through our services. However, you grant us a worldwide, royalty-free license to use, store, and process such content as necessary to provide our services.

Fees and Charges

Our services may be subject to fees as outlined in your service agreement or as displayed on our website. All prices are in Ghanaian Cedis (₵) unless otherwise specified.

Payment Methods

Billing and Refunds

• • Payments are due as specified in your service agreement
• • Late payments may result in service suspension
• • Refunds are subject to our refund policy
• • Disputed charges must be reported within 30 days